Hit and Run Accidents in Florida: Understanding Your Insurance Coverage

Understanding Hit and Run Accidents in Florida


hit and run florida

Hit and run accidents are prevalent in Florida, with the state ranking among the highest in the nation for hit and run crashes. According to the Florida Highway Safety and Motor Vehicles Department, approximately 100,000 hit and run accidents occur each year, with over 25% of all Florida accidents being hit and run crashes. These alarming statistics make it crucial for individuals to understand the consequences of a hit and run accident and the steps to take if one is involved in such an incident.

Hit and run accidents occur when a driver leaves the scene of a collision without providing their contact information, registration number, or insurance information. The Florida law states that a driver must stop immediately at the scene of an accident. If a driver causes an accident and fails to stop, they become liable for the collision and face criminal charges.

Hit and run accidents can happen in several ways, such as a driver hitting a parked car, pedestrian, or cyclist, or colliding with another vehicle. The consequences of a hit and run accident can be significant, from property damage to severe injuries or even death. Fleeing an accident scene is considered a felony in Florida, and the driver can face hefty fines, imprisonment, and suspension or revocation of their driver’s license. Additionally, the driver may face civil liability for the damages caused to the other party.

If a driver does not immediately stop after an accident, it is crucial for the affected party to call 911 or the police immediately. Reporting the incident promptly helps the authorities to locate the driver and take appropriate action. It is essential to collect as much information as possible, such as the description of the car, the license plate number, the location of the accident, and the time of the accident.

Florida law also requires drivers to carry Uninsured Motorist Coverage (UM), which provides financial protection to individuals involved in hit and run accidents. The UM coverage can help cover the damages caused by the uninsured driver, including medical expenses, property damage, and lost wages.

In conclusion, hit and run accidents are a significant problem in Florida, with severe consequences for the driver and the injured party. Understanding the Florida laws and the appropriate steps to take can help minimize the damages caused by hit and run accidents. If involved in a hit and run crash, it is crucial to remain calm, report the incident immediately, and seek legal assistance to help you navigate the legal process.

Consequences and Penalties for Hit and Run Drivers in Florida


Consequences and Penalties for Hit and Run Drivers in Florida

Hit and run accidents are common in Florida, and the state takes a tough stance on perpetrators. Failing to stop at the scene of an accident is not only a crime, but it’s morally wrong, and can have life-changing consequences for those affected. Drivers involved in hit and run accidents, who fail to render aid, flee the scene without identifying themselves, or report the incident, can face harsh legal penalties.

According to Florida law, a hit and run can be classified as either a misdemeanor or felony, depending largely on the extent of injury or damage caused by the accident. The consequences and penalties for hit and run drivers in Florida are severe and can vary depending on the specific circumstances of the incident.

If there were no injuries sustained as a result of the accident, the punishment for a misdemeanor hit and run is relatively minor and can include a fine of up to $500, and jail time of up to 60 days. In addition, the driver’s license may be revoked or suspended for a period of time determined by the court. However, if there were injuries or death as a result of the hit and run, the driver can be charged with a felony:

First-Degree Felony: If the accident resulted in death or serious bodily injury, the driver can be charged with a first-degree felony, which carries up to 30 years in prison, a fine of up to $10,000, and a minimum sentence of four years imprisonment.

Second-Degree Felony: If the accident resulted in any type of injury, other than serious bodily injury or death, the driver can be charged with a second-degree felony, which carries up to 15 years in prison, a fine of up to $10,000, and a minimum sentence of three years imprisonment.

DUI Manslaughter: If the driver was under the influence of drugs or alcohol at the time of the accident and causes the death of another person, they can be charged with DUI manslaughter. This offense carries a mandatory minimum prison sentence of four years. Fines can add up to $10,000.

Aside from legal consequences, hit and run drivers can also face civil lawsuits from the victims and family of the victims. While drivers are required to carry insurance, there is a chance that the policy won’t cover the damages claimed as the result of a hit and run.

In conclusion, the consequences and penalties for hit and run drivers in Florida are severe. Drivers who leave the scene of an accident can face both legal and civil penalties, ranging from a misdemeanor offense to a first-degree felony charge, depending on the extent of injuries or damages caused by the accident. Always do the right thing and stay at the scene of an accident. If you do find yourself in a hit and run, make sure to contact an experienced criminal defense attorney as soon as possible.

Investigation and Reporting Procedures for Hit and Runs in Florida


Police cars in Florida

Hit and run accidents in Florida can lead to devastating outcomes for all parties involved. According to statistics from the Florida Highway Safety and Motor Vehicles, there were over 100,000 hit and run crashes in the state of Florida in 2020, resulting in over 20,000 injuries and over 200 fatalities. Given these alarming numbers, it is essential to have a well-defined investigation and reporting procedure in place to deal with hit and run incidences.

Step 1: Contacting Law Enforcement

Florida State Police

The first step after any hit and run accident is to call 911 immediately to contact law enforcement. When you make the call, be prepared to provide as much information as possible, including the location of the accident, the make and model of the car that hit you, the color of the car, and any other identifying features. Depending on the severity of the accident, either the police or the Florida Highway Patrol will arrive at the scene to assist you. They will investigate the accident, gather evidence, and create a report.

Step 2: Seeking Medical Attention

emergency medical services

After a hit and run accident, your health and well-being should be your top priority. It is crucial to seek medical attention, even if you feel fine. Some injuries, including whiplash and concussions, may not show symptoms until several hours or days later. By receiving medical attention, you will have evidence of your injuries, which will be crucial for the insurance claim process. Moreover, seeking medical attention can prevent your injuries from getting worse, and maximize your chances of making a full recovery.

Step 3: Reporting the Accident to Your Insurance Company

insurance companies

Reporting the hit and run accident to your insurance company is vital to ensure that you get the coverage you are entitled to. You will need to provide your insurance company with the police report and any other relevant information, including medical records and witness statements. It is essential to keep a record of all communication with your insurance company, including emails, phone calls, and letters. Moreover, make sure to document all expenses related to the accident, including medical bills and missed workdays, as they may be reimbursed by your insurance company.

Step 4: Working with Law Enforcement to Find the Driver

police in action Florida

Law enforcement will work to find the driver who hit you and fled the scene. They will investigate the accident and gather evidence, including eyewitness testimony, video footage, and any other available leads. Moreover, they will check local body shops, towing companies, and auto parts stores to see if the driver is attempting to conceal or repair any damage. The police will use all available resources to find the driver and ensure that justice is served.

Step 5: Seeking Legal Assistance

lawyers Florida

Hit and run accidents in Florida can be complex and challenging to navigate. Seeking the assistance of an experienced hit and run attorney can be beneficial to ensure that your rights are protected and you receive the compensation you deserve. An attorney can help you navigate the confusing legal process, negotiate with insurance companies, and represent you in court if necessary. Moreover, an attorney can help you ensure that you are not held responsible for damages or injuries that were not your fault.

In conclusion, reporting a hit and run accident in Florida is essential to ensure that the responsible driver is held accountable, you receive the coverage you are entitled to, and you can make a full recovery. By following the steps above, you can ensure that your rights are protected, and justice is served.

Seeking Compensation for Hit and Run Victims in Florida


Hit and Run Florida

Hit and run accidents can be traumatic for the victim and their loved ones. A hit and run accident occurs when a driver leaves the accident scene without providing their information or rendering aid. Such accidents can leave the victims feeling helpless and vulnerable. However, Florida law provides options for hit and run victims to seek compensation.

The first step for hit and run victims is to file a police report. A police report serves as evidence of the accident, and it provides information about the happening. If the police can identify the driver who fled the scene, they may face criminal charges. The police can also attach criminal charges for hit and run in addition to other charges like DUI, reckless driving, or driving without a license. In Florida, hit and run is a crime that carries heavy penalties.

If the driver is unknown, the victim can file a claim with their auto insurance company. There are two types of insurance coverage that can provide compensation in a hit and run case. The first is uninsured motorist coverage (UM), which covers medical expenses and property damage for accidents caused by uninsured, underinsured, or hit and run drivers. The second is collision coverage, which covers vehicle damage regardless of the at-fault party. To obtain compensation, the victim must have UM or collision coverage on their auto insurance policy.

If the victim does not have any uninsured motorist or collision coverage, they can still seek compensation by filing a personal injury lawsuit. The victim can sue the at-fault driver for damages, including medical expenses, lost wages, property damage, and pain and suffering. However, identifying the at-fault driver in a hit and run case can be challenging, and the process may involve hiring private investigators or enlisting the help of witnesses.

It is essential to seek legal advice from an experienced personal injury attorney to navigate the complexities of the legal process and understand the available options. A lawyer can help the victim obtain maximum compensation and ensure that their rights are protected. A personal injury attorney can also handle the communication with the insurance company, gather evidence, and represent the victim in court if necessary.

Hit and run accidents can have severe physical, emotional, and financial consequences for the victim and their family. Seeking compensation can provide financial relief and help the victim move on from the accident. Florida law provides options for hit and run victims to obtain compensation, whether by filing a claim with their insurance company or filing a personal injury lawsuit. It is crucial to act quickly and seek legal advice to ensure the best outcome.

Preventative Measures for Hit and Runs in Florida


Preventative Measures for Hit and Runs in Florida

Hit and run accidents have become a major concern in Florida. According to the Florida Department of Motor Vehicles, there were around 100,000 hit and run accidents reported in the state in 2019. These accidents not only cause physical injuries but also lead to property damage and even deaths in some cases. However, there are certain precautions and measures that can be taken to prevent hit and runs on Florida roads.

1. Stay Alert and Focused While Driving

Stay Alert and Focused While Driving

One of the most basic yet important measures that drivers can take to prevent hit and runs is to stay alert and focused while driving. This means avoiding any kinds of distractions such as using the phone, eating, or applying makeup while driving. Drivers should also be well-rested and ensure that their vehicle is in good condition before taking it out on the road.

2. Follow the Traffic Rules and Regulations

Follow the Traffic Rules and Regulations

Following traffic rules and regulations is a must to prevent hit and runs. Drivers must obey traffic signals and signs, maintain a safe speed limit, and use turn signals while changing lanes or turning. It is also important to maintain a safe distance from other vehicles, especially during rush hours or heavy traffic.

3. Install Dashboard Cameras

Install Dashboard Cameras

Dashboard cameras have become increasingly popular among Florida drivers. These cameras record the events that take place while driving and can be used as evidence in the event of a hit and run. It is recommended to install a high-quality dashboard camera that can capture clear images and videos even in low light conditions.

4. Park in Safe and Well-Lit Areas

Park in Safe and Well-Lit Areas

Another measure that can be taken to prevent hit and runs is to park the vehicle in a safe and well-lit area. Drivers should avoid parking their vehicles in dark or isolated areas that are prone to theft or vandalism. Parking in well-lit areas that are monitored by security cameras can minimize the chance of a hit and run.

5. Be Prepared for Emergencies

Be Prepared for Emergencies

In order to prevent hit and runs, it is important to be prepared for emergencies. Drivers should have a cell phone, a working flashlight, and other emergency supplies such as a first aid kit in their vehicle. In the event of a hit and run, drivers should immediately call 911 and report the incident to the police. It is also important to note down the license plate number and any other details of the vehicle that fled the scene.

Overall, preventing hit and run accidents requires a combination of cautious driving, following traffic rules, and being prepared for emergencies. By taking these precautions, drivers can not only protect themselves but also contribute to safer roads in Florida.

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