Understanding Hit and Run Incidents in Florida: How It Affects Your Insurance

What is a Hit and Run Accident?


Hit and Run Accident

Imagine walking down the street, and suddenly a car hits you. The driver doesn’t stop and drives away. This is what a hit and run accident is. It can happen to anyone, anywhere. Hit and run accidents are the most reckless and dangerous form of accidents that can cause significant harm, property damage, and fatalities.

Hit and run accidents occur when a driver involved in an accident fails to stop at the scene of an accident and fails to exchange information or render assistance to the other driver involved in the collision. Such accidents can be severe and can result in serious injury or death to the victim. In many cases, the victim may not be able to remember the make and model of the car that hit them or may not be able to identify the driver, making it difficult for the police to investigate the case fully.

According to the Florida Highway Safety and Motor Vehicles, there were 105,630 hit and run crashes in Florida in 2019, with 238 fatalities. These numbers are alarming, and it is essential to understand the consequences of a hit and run accident and what to do if you are involved in one.

After a hit and run accident, it is essential to seek medical assistance immediately, even if you feel okay. Injuries may not be immediately visible or may develop over time, and it is crucial to document your medical condition after an accident. Seeking medical attention is essential not only for your health but also for future legal proceedings.

It is also essential to contact the police immediately after a hit and run accident. The police can help identify the driver who fled the scene, which can be challenging without their help. The police can also file a report and collect evidence from the scene to help with the investigation. Your cooperation with the police is crucial and can help ensure that the responsible driver is held accountable for their actions.

Hit and run accidents can be traumatic and overwhelming for everyone involved. It is essential to contact an experienced personal injury lawyer to help navigate the legal process and ensure that you receive the compensation you deserve. Personal injury lawyers can help in filing insurance claims, gathering evidence, and representing you in court. An experienced lawyer can also help you understand your rights and the benefits available to you under the law.

Overall, hit and run accidents are a serious problem in Florida and across the United States. It is essential to understand the consequences of such accidents and to take immediate action if you are involved in one. Seeking medical attention, contacting the police, and consulting with an experienced personal injury lawyer can help ensure that you receive the compensation you deserve and that the responsible driver is held accountable for their actions.

Legal Consequences and Penalties for Hit and Run Drivers


Legal Consequences and Penalties for Hit and Run Drivers

Hit and run accidents can have severe consequences, both legally and morally. Fleeing the scene of an accident is considered a serious crime in Florida, and can result in severe penalties for the driver responsible.

When a driver hits a pedestrian, car or bike, they are required to stop and exchange information with the other party involved. Unfortunately, many drivers make the decision to flee the scene, hoping to avoid the legal and financial consequences of their actions.

If you are involved in a hit and run accident, the first thing you should do is call the police or emergency services. Failing to do so can result in criminal charges, even if you were not at fault for the accident. Once the police have arrived, they will take statements from all parties involved, and start an investigation to determine the cause of the crash.

When police are called to the scene of a hit and run accident, they will take any available information about the driver who fled the scene. This can include vehicle make and model, license plate number and eyewitness accounts. If the police can identify the driver, they will face serious criminal charges.

The legal consequences for hit and run drivers in Florida are severe. If the driver’s actions resulted in serious injury or death, they could face charges of vehicular homicide or manslaughter. These charges carry heavy fines and long prison sentences, and can result in the loss of driving privileges for an extended period of time.

Even if the victim survived and the driver is only charged with a misdemeanor hit and run, they can still face fines of up to $5,000 and a year in jail. The driver’s license can also be suspended for up to three years and they can be required to attend mandatory community service or driving classes.

Leaving the scene of an accident also has other legal consequences. For example, if the driver was under the influence of drugs or alcohol, they might also face DUI charges in addition to charges related to the hit and run. This will result in an even more extended period of incarceration and the loss of their driving privileges.

Finally, hit and run drivers can also face civil lawsuits from the victim or their family members. These lawsuits can result in significant financial compensation to help recover medical expenses and other damages. Hit and run drivers will need to pay for these damages out of pocket, which can drain their bank accounts and leave them in serious financial trouble.

In conclusion, hit and run drivers in Florida face severe legal consequences for their actions. They can face criminal charges involving fines, imprisonment, and revocation of their driver’s license, as well as legal and financial charges from civil lawsuits. It is important to always comply with traffic laws and take responsibility for our actions on the road. Avoid the temptation to flee the scene; it is not worth risking your freedom and future.

Tips for Dealing with a Hit and Run Accident


hit and run accident FL

Dealing with a hit and run accident can be very stressful and overwhelming. Nevertheless, it is important to remain calm, and follow certain steps to ensure your safety and legal protection. Here are some tips for dealing with a hit and run accident in Florida:

1. Call the Police and Seek Medical Attention


emergency services FL

The first and most important thing to do after a hit and run accident is to call the police and seek medical attention if necessary. When you call the police, provide them with as much information as possible about the accident, such as the location, vehicle description, license plate number if known, and any other details that may help them identify the driver. Cooperate with the police and answer their questions honestly. If you or anyone else is injured, seek immediate medical attention. Even if you think you are not injured, it is still important to get evaluated by a medical professional. Sometimes, the symptoms of an injury do not appear until hours or days later.

2. Gather Evidence and Information


evidence FL

After a hit and run accident, try to gather as much evidence and information as possible. This can include taking pictures of the scene, the damages to your vehicle, and any injuries you sustained. If there were any witnesses to the accident, get their contact information and ask if they would be willing to provide a statement to the police. Take note of the time, date, and location of the accident, as well as the weather and road conditions. All of this information can be valuable in helping the police investigate the accident and identify the driver who fled the scene.

3. Contact Your Insurance Company and a Hit and Run Accident Lawyer


insurance company FL

After a hit and run accident, it is important to contact your insurance company and inform them of the incident. Your insurance company can help you file a claim and provide you with guidance on what to do next. Depending on the circumstances of the accident, you may also want to consider contacting a hit and run accident lawyer. An experienced lawyer can help you understand your legal rights and options, and may be able to assist you in recovering damages from the at-fault driver. They can also communicate with the insurance company on your behalf and negotiate a fair settlement.

When choosing a hit and run accident lawyer, look for someone who has experience handling similar cases and who is knowledgeable about Florida’s laws regarding hit and run accidents. They should be able to explain the legal process to you in a way that is easy to understand, and should be available to answer your questions and address your concerns throughout the process.

Conclusion


hit and run accident FL

Dealing with a hit and run accident can be a challenging experience, but by following these tips, you can help protect your legal rights and ensure that you receive the compensation you deserve. Remember to stay calm, call the police and seek medical attention if necessary, gather evidence and information, and contact your insurance company and a hit and run accident lawyer. With the right support and guidance, you can get through this difficult time and move forward with your life.

Can You Claim Insurance for a Hit and Run Accident?


Car accident hit and run

Getting involved in a hit and run accident can be a stressful and overwhelming experience, especially if you are left with injuries or your car is severely damaged. One of the questions that come to mind after such an incident is whether you can claim insurance for the damages or not.

The answer is, it depends on the type of insurance coverage you have and the state’s regulations in which the accident occurred. Here are some of the possible scenarios:

Uninsured Motorist Coverage


Uninsured motorist coverage

If you have uninsured motorist coverage, which is optional in most states, you may be covered for hit and run accidents caused by an uninsured or underinsured driver. This coverage can also apply if the at-fault driver cannot be identified, such as in the case of a hit and run accident. However, you may have to pay a deductible before your insurance company starts to cover the damages.

Collision Coverage


Car crash collision insurance

If you have collision coverage, which is also optional in most states, you can make a claim for the damages to your car caused by a hit and run accident. However, you may have to pay a deductible, which is a predetermined amount you agreed to pay out of pocket before your insurance company starts to cover the damages. This coverage does not apply to bodily injuries in most cases and does not cover damages to other people’s property.

Personal Injury Protection


Personal injury protection insurance

If your state requires personal injury protection (PIP) coverage, you may be covered for medical expenses and lost wages resulting from injuries sustained in a hit and run accident. However, the coverage limits may vary depending on your policy and the state’s regulations. This coverage may also apply to other passengers in your car, regardless of who was at fault.

Other Options


Legal options hit and run

If you do not have any of the above-mentioned insurance coverage, you may have to seek other options to recover the damages from the hit and run accident. One option is to sue the at-fault driver if they are identified or located. You may also file a police report and seek compensation from the state’s victim compensation fund in some states.

In conclusion, it is always advisable to have comprehensive insurance coverage that includes uninsured motorist, collision, and PIP coverage to protect yourself against hit and run accidents. However, if you ever find yourself in a hit and run accident, it is critical to contact your insurance company immediately and seek legal assistance if necessary.

How to Protect Yourself and Your Vehicle from Hit and Run Accidents


car accident prevention tips

Hit and run accidents are a harsh reality that many people experience. They can cause long-lasting physical and emotional damage, and it’s important to take measures to protect yourself and your vehicle. Here are five tips to keep in mind:

1. Always Park in Safe, Well-Lit Areas

Parking safety

One of the easiest ways to avoid hit and run accidents is by parking your vehicle in safe, well-lit areas. This means avoiding areas that are secluded, dark, or have a high incidence of crime. Park your car in well-traveled areas like parking garages, or in wide-open spaces near the entrance of buildings or stores.

2. Install a Dash Cam

Dash Cam

While you may take all necessary precautions, accidents can happen. In the event of a hit and run accident, a dash cam can be immensely helpful in identifying the perpetrator. A dash cam captures video footage of all that’s happening on the road and stores it on its memory card. It records both when the car is moving and when it’s parked, so you can always keep an eye on your vehicle, even when you’re not around.

3. Keep an Eye on Your Surroundings

car safety tips

Remaining vigilant and aware of your surroundings is an important factor in preventing hit and run accidents. By being aware of your surroundings, you’ll be better able to notice any suspicious activity or individuals, and have the time and opportunity to move your car to a safer location if necessary.

4. Report Any Suspicious Activity

suspicious activity

If you see any suspicious activity around your car or in the parking lot, report it immediately to the authorities. Many hit and run accidents occur due to minor altercations or arguments that escalate, resulting in one of the parties driving off in a fit of anger. By reporting suspicious activity, you could help prevent a hit and run accident or assist in identifying a perpetrator.

5. Check Your Car for Damage Regularly

Checking your car for damages

Make it a habit to check your car for any damages or dents regularly. A hit and run driver may cause minor damages that go unnoticed and become bigger problems if left unchecked. Check your car periodically, and keep a record in case you need to report any incidents to the authorities or insurance company.

The above tips are not an exhaustive list of measures you can take to prevent and protect yourself from hit and run accidents, but they are a good start. As a final message, try always to be alert and think ahead when driving, parking, or leaving your car parked.

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